If you have CIMB accounts in both Malaysia and Singapore, then that's good news for you. You can enjoy a convenience way for exchanging Singapore Dollars to Malaysia Ringgit.
As stated on CIMB SG Saving account page:
http://www.cimbbank.com.sg/index.php?ch=sg_per_st&pg=sg_per_st_sav
you can do free fund transfer to CIMB Malaysia account. This is even applicable to fund transfer to 3rd party account and the daily limit is RM10k.
Although the offered TT rate is slightly lower than Raffles Money or Dollar Exchange, it is much safer and you could save your time for queuing. It is particular convenience if you exchange small amount of SGD.
Consider the scenario below:
Your CIMB credit card is due, and the amount is around RM100++, and coincidentally your CIMB Malaysia account balance is insufficient for the payment. You could easily transfer S$50 over to your CIMB Malaysia account and your problem is solved.
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