With SGD/MYR in all time high, people are searching around to get the best exchange rate. Due to Ringgit shortage or whatever reason, the SGD/MYR exchange rate offered by local money changers are less compelling, with huge spread relative to the SGD/MYR spot rate.
My previous post has discussed about TT using CIMB accounts without any charges. The problem is it is valid for online transfer and you need to wait at least one week to obtain the token. Besides that, you need to have the CIMB account in Malaysia as well. As Malaysia banking service only available during weekdays, this make it really hard for some people to enjoy this convenience and competitive exchange rate.
Recently I came across from Cari forum that the forumers are discussing cash withdrawal from UOB ATM in Malaysia.
http://www.uob.com.sg/personal/ebanking/atm/atm-regional_faq.html
Understand from the site above,
1. There is no charges for cash withdrawal from UOB ATM in Malaysia. All you need to do is to enable your card for the oversea cash withdrawal.
2. You do not need to have UOB account in Malaysia.
3. The same withdrawal limit applies overseas as when you use your card in Singapore.
4. This is cash withdrawal, not TT.
I have called customer service of UOB Singapore and UOB Malaysia, and check on the exchange rate. The desired exchange rate can be found at the site below, and check
1 SINGAPORE DOLLAR vs Bank Buying(RM) field.
Banknotes
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